Insurance and Billing

At all times, you can be confident that we will always provide you with our best services without regard to the limitations imposed by your insurance coverage. To do otherwise would violate our contract with you — a contract we feel morally obliged to honor.


Your dental plan is a form of compensation provided by your employer. You can expect the carrier (insurance company) to reimburse you for a portion of our fee. That portion is determined by the contract between your employer and the insurance company. The higher the premium paid by your company, the more generous the reimbursement.

Although we are not a party to the contractual arrangement with your insurance company, we do want to help you receive the maximum reimbursement to which you are entitled. As a convenience to you we will help you process your insurance claims in order for you to receive this maximum benefit. We will also gladly provide dental x-rays and a written diagnostic report should your insurance company have any questions about the services provided.


CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit

Accepted Insurance

  • Aetna
  • Cigna
  • Comp Benefits
  • Delta
  • Dentemax
  • FL Combined Life
  • Guardian
  • Humana
  • Metlife
  • Safeguard
  • United Concordia
  • United Healthcare

We also accept any insurance in which you can choose the dentist of your choice. As a complimentary service, we will file your dental claim with your insurance company. We will estimate your deductible and the portion not covered by your insurance company. We can only “ESTIMATE” your insurance coverage; therefore the amount due to our office will be adjusted accordingly. All procedures that are not covered are ultimately the patient’s responsibility. All claims denied or remaining unpaid after 60 days will automatically become the patient’s full responsibility.

Payment Options

When patients express a need for safe, comfortable dental care, we realize they want to know their dental work will be affordable, too. Ryan Gale, D.D.S., P.A. and our specially trained team work closely with you and several dental finance companies to create a payment plan that fits your personal needs. We believe that financial concerns should never stand in the way of excellent dental treatment.

We accept a variety of dental insurance plans and will help determine how much coverage you can expect from your provider.

For your convenience, MasterCard, Visa, American Express, Discover and Care Credit are always welcome. For all treatment over $1,000 paid in full by cash or check in advance, a 5% courtesy discount will be offered. If an extended payment plan is desired, please ask about our third party finance programs available (i.e. CareCredit and Chase Health Advance).

Together, we’ll make state-of-the-art dental care surprisingly affordable for everyone.